Ready to Retire?

When it comes time to start withdrawing the money you’ve spent a lifetime accumulating in your retirement portfolio, you want to ensure that you make the right decisions. One that the government makes for you is requiring that you withdraw at least some of your funds annually, depending on your age and the account type. This is known as a…

The Blindside

Fall is rapidly approaching, take a minute and step outside, smell the air, soak up the sunshine and smile because everyone’s favorite time of year has arrived. I have an unrivaled passion for football season—my wife hates it, but over the years has come to expect six months of football games, be it attending or on TV, and six months…

Do You Know…

When was the last time you checked your beneficiary designations for your individual retirement account (IRA), employer retirement plan, annuity or life insurance policy? If you haven’t examined it since the account was set up, you are not alone.

5 Keys of Investing

Ah, investing. I like to think of investing money as putting your money to work for you so you don't have to work as hard. An added benefit is that investment income is generally taxed at a lower rate than earned income. This means that the money you earn from a normal job is taxed higher than money earned from…

Next-Generation Gifting Considerations

Giving financial gifts to children or grandchildren can help reduce your estate taxes. However, if you’re concerned about wasteful spending by the recipients, there are several options that allow you to exercise some control over how this money is used.

The 8 Financial Practices

If you are like me, your summer travel planning has already begun. One important piece to vacation planning that is often overlooked is the financial preparedness component. Below is a checklist of eight financial “To-Do’s” to keep both your vacation spending in check and your money safe during your summer travels. Eight Best Financial Practices to Prepare For Vacation

Your Annual Review Checklist

Preparing for an annual financial review may be easier than you think. With a checklist in hand and your financial adviser by your side, review key considerations and together discuss any potential corrective actions to ensure you are on track to meeting your goals.

Deduct That?

Every day, stay-at-home moms and dads, entrepreneurs or people looking to earn an additional income stream join a direct sales or multi-level marketing company. Companies such as Mary Kay, Rodan+Fields, Arbonne, Scentsy, DoTerra, Young Living, LulaRoe, Herbalife, Isagenix, etc., are constantly growing with eager entrepreneurs. Everyone aspires to live the American dream–own your own business, live prosperously and reach the…

Children and the ‘Money Talk’

Parents are making it a priority to pass down to their children the knowledge and tools necessary to responsibly handle a significant inheritance. They often feel their children’s values may become distorted by the comforts and benefits that wealth provides if not given the proper guidance. Ultimately, these parents fear the next generation will squander their wealth rather than use…

3 Simple Steps to Living Wealthy

Financial success. Freedom to live the life you always wanted. Time to spend with family and friends. Living life on your terms. Do these things sound too good to be true? They are attainable, with the right strategy and execution.

Leaving a Loving Legacy

Today, two-thirds of women identify themselves as the primary decision-maker in their home. Many of these women are also the breadwinner, earning 62% of the household income.1 If you find yourself among this growing group of women, you play a vital role in managing your family’s finances–from overseeing the household budget, to paying the mortgage, to determining where to invest…

Are You Financially Fit?

Many of us often think about our physical fitness, but do we consider what it means to be financially fit? If you haven’t, you are certainly not alone. However, personal financial fitness is essential to our overall well-being. It should rise to the top of our daily thoughts.

Thinking of Purchasing a House?

The Oklahoma City Metropolitan area has experienced stable growth in residential construction during the past five years. Total new construction starts provided monthly by DHARMA Inc. reflect 25,848 new housing starts from 2011-2015 and 990 year-to-date starts for 2016.

Market Timing Is a Losing Game

Market timing seems so easy, in theory. Buy when prices are low and sell when they are at a high. Anyone who diligently follows the market and stays abreast of economic news can anticipate, and capitalize of these movements, right? Wrong, at least not over the long term. As history has shown repeatedly, market timing is a losing game. Volumes…

How to Accelerate the Process of Paying Your Home Off …

For most Americans, their mortgage loan is their largest debt. Think about your own mortgage for just a minute … how many years do you have left before it is paid off and you own your home free and clear? If you are like me, the possibility of owning your home with no mortgage payment is an exciting thought. However,…